Home Buyer's Advantage
We have one commitment when working with you and that is to exceed your expectations while getting you the best possible price, terms and conditions when you buy a home. To do this, we’ve created our Buyer Advantage Program to ensure that you get the most house for the least amount of money.
Love it or Leave it
If you don’t like your new home, we will sell the home you buy through us for free. Ask us for more details!
Home Warranty
We understand the importance of having the protection of a Home Warranty when you buy a home. Ask us how to get this for free!
Concierge Moving Services
Manage, move, switch and compare utility and home service providers at no cost.
Get Pre-Approved
Our partners offer low rates, low fees, and local underwriting so we can close loans quickly. Technology-driven with years of experience, they have simplified mortgage lending options and keep you in the loop through the entire process.
Mortgage Calculator
Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
Let’s get you prepared
Here’s The Plan
It’s rare to find a group that delivers top-tier results and has your best interest at heart, but it shouldn’t be.
Our focus is to make a typically stressful process as smooth as possible. We’ll make you feel like family.
OUR PROCESS
When the time is right, you’ll be ready
The buyers who are winning offers on the houses they love aren’t scrambling at the last minute to get their offer in. That’s why part of our process here at the Whalley Group is to get you ready to buy a house whether it’s today, next week, or 6 months from now. Here’s what you can expect.
1
First, set your goals high
Once you’re ready to work with our team, we’ll meet up and have a conversation about what you want and need in a home. This is where you DREAM!
2
Pre-qualified? Of Course!
As we said, we’ll make sure you’ve got all your ducks in a row. We’ll introduce you to our mortgage partners, who you can trust to help find your buying price range with certainty.
3
We won’t waste your time
At this point in the process, we’ll only send you information about listings that fit your criteria. And if you want to see them in person, we’ll get you in the door ASAP. During our private tours, we’ll give you our honest opinions and insights. Once you decide that you want to put an offer in, we get it submitted FAST.
OUR BUYER’S GUIDE
Not sure where to start?
We’ve simplified the buying process for you in this complimentary guide. Find out what happens at each stage of the process, the documents you need for pre-approval, and more.
Have Questions?
Frequently Asked Questions
The short answer: yes you can. However, it can be a problem when you have to sell your house as a condition for the loan to purchase your next house. Most sellers won’t be interested in accepting an offer that has this contingency. As long as you have the cash available for the down payment and/or the financing secure, you can buy a home without selling your existing one, and sell it after you sign the sales agreement.
On average, many buyers find a home within a few months of when they begin their search. The buyers who are able to find homes in this market are the ones who are decisive and prepared. They’ve made their wish list and know their deal breakers. That way when a home hits the market – they don’t hesitate.
Only 28% of homes purchased last quarter were all cash offers. The majority of consumers finance the home. In fact, the average down payment is 12%. You don’t need an all-cash offer to win. You just need a great offer.
Unless a natural disaster or an act of God, we DON’T think the Savannah Area Real Estate Market will crash. It’s not 2008. The previous housing crash was caused by a mortgage crisis. There were too many people, and too many banks lending money to people who couldn’t afford the homes. As a result, when home values began to decline, the consumer had no ability to repay the mortgage and so then couldn’t sell the home and had to foreclose. Today, the housing market is built on stable and consistent lending standards and therefore is unlikely to experience any type of crash due to nefarious lending.
Buying a home you love – when the time is right … is possible
So let’s talk through what you’re looking for in your next home, find out if we’d be a good fit, and make sure you’re prepared.
